Teen drivers are not regarded as good risks by any Kentucky auto insurance company. Their crash record is so high that many parents will prefer they don't drive until they get older. Even while this may work for a number of families, it might not work in many others.
It could have very negative impact on a kid to be the only one among peers who is yet to start driving. So what can you do to both ensure your teen driver safer and reduce the typically high car insurance rates they get? Following are recommendations that will be of great help whether you're in Kentucky or not...
Teenagers usually want adult privileges but prefer kindergarten responsibilities. Few of them, though, would ever complain if you insist that they show they've grown old enough for the privilege by taking on some of, or all of, the responsibilities that come with it.
It's a good idea to make than bear the cost of their auto insurance or at least a good part of it. It's my discovery that once young persons pay for something with their hard-earned cash, they end up being more careful with it.
Give your teen driver this set of rules and they will be the safer if they abide by it...
1) Let them never drive in company of fellow teens or kids unless there is a responsible adult in the car.
2) Make sure your teen promises never to drive at night. If this isn't feasible in your teen's circumstance, teach them what to do and how to conduct themselves in that situation.
Most accidents happen between 9.00pm and 2.00am.
3) If they drink then they must not drive. Err on the side of safety and insist that they do not drive after as little as a sip of alcohol.
4) Teach your teen the difference between a race track and a high way.
Make sure they are grounded if they ever get a speeding ticket.
5) They must tell you where they intend to drive to with their cars. And, please, be firm if you think they're better off with a cab or even if you think they should not go there.
I Know these things will really work where you already have a great relationship with your teen. Nevertheless you can lower your teen's rates by getting and comparing quotes.
Here are trusted sites for auto insurance quotes...
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